Your Mortgage Journey
Starts Here
Expert mortgage solutions for self-employed professionals, small businesses, and homeowners across Ontario. Competitive rates, personalized service, trusted results.
Why Choose Mortgage with Jap
Professional mortgage services backed by experience, licensing, and a commitment to your success
Licensed & Regulated
Licensed Mortgage Agent through Sun Micro Financial in Ontario
Local Ontario Expert
Deep knowledge of Ontario real estate and mortgage markets
100+ Lender Network
Access to major banks, credit unions, and private lenders
Quick Approvals
Pre-approvals typically within 24-48 hours
Professional Credentials & Commitment
"Your mortgage success is my priority. I work with you every step of the way to secure the best possible terms for your unique situation."
- Japneet Singh
Our Mortgage Services
Comprehensive mortgage solutions tailored to your unique financial situation and goals
Self-Employed Mortgages
Specialized solutions for entrepreneurs and self-employed professionals with flexible income documentation.
- Bank statements program
- Stated income options
- Alternative documentation
Small Business Loans
Funding solutions for small businesses to grow, expand, or manage cash flow with competitive rates.
- Equipment financing
- Working capital
- Commercial mortgages
Home Equity Line of Credit
Unlock your home's equity with flexible credit lines for renovations, investments, or major purchases.
- Up to 80% of home value
- Interest-only payments
- Flexible access
Debt Consolidation
Simplify your finances by consolidating high-interest debts into one manageable monthly payment.
- Lower interest rates
- Single payment
- Improved cash flow
Mortgage Renewal
Secure better rates and terms when your current mortgage term expires with expert negotiation.
- Rate comparison
- Term optimization
- Seamless process
Meet Japneet Singh
Licensed mortgage agent bringing fresh energy and dedication to Ontario's mortgage industry. Through Sun Micro Financial, I provide personalized mortgage solutions with access to over 100 lenders, ensuring you get the best rates and terms for your unique situation.
Client-Focused Approach
Personalized service with your goals as the priority
Quick Response Time
Fast pre-approvals and ongoing communication
Professional Standards
Licensed and regulated through Sun Micro Financial
Ready to Start Your Mortgage Journey?
Get pre-approved in 24-48 hours with competitive rates and personalized service. Let's find the perfect mortgage solution for your needs.
Fast Approvals
Pre-approved in 24-48 hours
Licensed & Regulated
Sun Micro Financial brokerage
No Obligation
Free consultation and quotes